UNITED TRUST BANK Salary - Salary Report

finance manager

6 the last 89 days, recently 2023-06-16

Responsibility

support the maintenance of accurate customer-facing documents and web content across all savings products including brochures, T&Cs and customer communications
make lending decisions in line with Credit Risk Policy, Responsible Lending Policy and individual mandate level
manage a team of customer service representatives, handling all incoming and outgoing communication for existing customers
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recommend product initiatives based on observations of the UK savings market
work alongside the QA manager to provide training to the Underwriting Team
monitor and maintain the functionality of Asset Finance systems and applications ensuring customer and user satisfaction
support the annual product review process
work alongside the BDMs and Internal Sales to provide product and underwriting support to national introducers
ensure that telephone calls, emails and letters are processed within set service standards and in line with key performance indicators
work with the marketing team to propose and execute successful campaigns
review and signing offer letters and file drawdown
attendance at Watchlist and Recoveries meetings and Business Management Committee to provide timely and accurate reports of key account progress
prepare and manage functional specification documents and change requests
support the delivery of efficiencies relating to product processes
monitoring WIP to ensure appropriate allocation of cases and accurate cash flows
conduct regular first line quality checks and feedback results
work with the relevant Committees to prioritise the content of business support releases in line with department strategy
helping to develop others by sharing best practice
ensure that applications are processed within set service standards and in line with key performance indicators
adhere to internal customer management policy and regulatory requirements – FCA, PRA, Money Laundering, Prevention of Financial Crime, Data Protection etc
be integral to the release management cycle ensuring bugs and changes are well understood, prioritised and delivered regularly
complete people management activity within the team, including monthly 1 to 1’s, performance monitoring and objective reviews
effectively manage and take on the project management of more complex system related projects either as part of a programme or standalone, and deliver these to agreed timelines, scope and quality
liaise with QA manager to ensure regular first line quality checks are carried out and results feedback
operational ownership of account servicing platform
work with all AF teams to scope, plan and deliver enhancements to Asset Finance systems to improve user experience and internal efficiency
allocate tasks and oversee contact activity for customers that are both up to date and in financial difficulty to ensure positive customer outcomes
plan, Manage and conduct testing of release packages to ensure they are fit for purpose prior to business unit handover
adhere to internal policy and regulatory requirements – FCA, PRA, AML, Prevention of Financial Crime, and Data Protection etc
analyse MI and produce timely reports on business trends
collaborate with IT and vendors to ensure business and systems requirements are understood to provide effective end to end delivery of enhancements to the system
consider and communicate opportunities and potential risks attached to the release package prior to delivery
identify opportunities and proactively make recommendations for continuous improvement
to manage all system issues from the point they are raised through to resolution including the development of suitable solutions
undertake project and ad-hoc pieces of work at management request
incident Management and Problem Management
optimise the efficiency of the department through improving technical processes in line with the department operation
plan and manage smoke testing for deployments that impact Asset Finance. The release may be for other areas and out of core hours
monitoring of CRRs / LTV’s/ Loan Conditions and report to the Operations Manager who will present/discuss to credit in the monthly book review
provide support and assist the Operations Manager and Team as and when required
adhere to internal policy and regulatory requirements – FCA, PRA, AML, Prevention of Financial Crime, GDPR etc

Requirements

IT literate, numerate and a good understanding of Cloud banking platforms would be preferable
experience managing projects within financial services covering the full project lifecycle and release management cycle
at least 4 years’ experience working in UK retail banking
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essential Experience
formal project methodology certification. Prince2 or Agile preferable
experience of product development preferable
previous underwriting, credit or lending exposure within a bridging/mortgage environment
previous customer service and /or arrears exposure within mortgages or bridging
experience with JIRA and/or Confluence would be an advantage
experience developing customer facing digital platforms
knowledge of the UK retail personal savings landscape and business savings market
strong understanding of the regulatory environment
banking Systems
process mapping and documenting requirements
A strong desire to deliver projects on time
working understanding of the UK regulatory Framework
liaising with Introducers and/or external customers
basic understanding of databases and web apps
desirable Experience
good understanding of data collation and MI reporting
use of Project Management tools/software
has experience implementing new systems, including UAT and sign off
excellent understanding of financial products
managing and prioritising work for a team of people
can balance multiple projects and prioritise time effectively
excellent attention to detail
ceMAP qualified, or part qualified
liaising with Third Parties
excellent administrative skills
professional in their approach and attitude, and behaves in a reliable and dependable manner
strong verbal and written communication skills
currently holds a lending mandate
experience of working in a financial services organisation

Salary in other companies in the position finance manager

SQUARE ONE PHARMA RESOURCES	13300 euros	9000 £ 13300 euros
SMART SOLUTIONS BUSINESS	13200 £	9000 £ 13300 euros
I3WORKS	13000 £	9000 £ 13300 euros
STOIX GROUP	12000 £	9000 £ 13300 euros
HARVEY LAWRENCE	11000 £	9000 £ 13300 euros
JAMES ANDREWS RECRUITMENT SOLUTIONS	11000 £	9000 £ 13300 euros
TRUST IN SODA	10200 £	9000 £ 13300 euros
PLEXUS	10000 $	9000 £ 13300 euros
JEFFERSON WELLS	9360 £	9000 £ 13300 euros
FOX MORRIS GROUP	9000 £	9000 £ 13300 euros

development manager

6 the last 225 days, recently 2023-10-13

Responsibility

job Advert
this is a hybrid role with occasional need for client and site visits in support of the Director – Property Development
assist in maintaining existing customer relationships and ensuring portfolio is adequately monitored
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maintain accurate and well documented loan diligence from acceptance through to loan drawdown
develop, execute and manage the annual L&D plan which provides learning and development opportunities for all
supervision and delegation of workflow using the daily review of work items and team email “In boxes”
perform continuous training needs analysis to ensure skills are kept up to date and at the forefront of market practices
prepare Credit Memo papers for extensions and straightforward facility variations for new customers
acting as a point of reference for Due Diligence and Credit Stewardship enquiries
ensure all KYC requirements have been met and where appropriate, signed off by an authorised KYC signer or Compliance
approval or Advance QS Certificates originated by other Case Managers in accordance with the Signature List requirements
manage the relationships and responsibilities of third party training providers and Professional bodies
weekly extraction and circulation of Experian Data Alerts amongst the Case Managers
be accountable for the design of the on boarding experience for new employees
this is a hybrid role - 3 days in the office and 2 days working from home with flex
be accountable for creating development in line with our diversity and inclusion strategy
assist in maintaining existing and developing new broker relationships
assist with the training for new Case Managers
provide timely & accurate support for colleagues portfolio responsibilities in their absence to ensure consistency of service for customers
manage coaching and mentoring programmes and actively manage the consistency/ commitment and success of coaches and mentors
this will include site visits for existing and new borrowers so that the scheme will be understood and a direct relationship established with the borrower
attending site meetings and broker meetings with the Director
preparation of facility documentation and letters of instruction
establish and maintain appropriate systems for identifying, planning, delivering and measuring learning and development
support the Case Management team in the provision of services across the PD business through
provide insight and support a Career Pathway initiative to ensure we are concurrent and future focused in our skills and capabilities of future leaders
work closely with the Director – Property Development on new cases to ensure they proceed through due diligence as quickly and smoothly as possible
any other activities required to support the business
maintain a close working relationship with clients, professionals and PDD/PDMs, in support of achievement of the Bank’s business objectives. Attend meetings and site visits as required to further enhance working relationships
as appropriate
implement various learning methods company wide
work closely with the borrower, our professional team, Credit and those responsible for file sign-off to identify and find solutions for any issues arising during due diligence
all activities to be conducted in accordance with the Bank’s internal Lending Procedures and Credit Policies
design and deliver e-learning courses, workshops and other training
where possible, screen and provide an initial overview for new e-mail and telephone enquiries for development propositions in London and the South East of England
contribute to the development of the PD team Lending Procedures to ensure we comply with industry best practice, including completion of ad hoc projects as directed by the Head of Operations and assist in the provision of information to other departments including the Compliance and Internal Audit teams
assess the success of development plans and help employees make the most of learning opportunities
undertake line management of a small number of Case Managers
assist managers to develop their team members through career pathing
where possible, identifying new business opportunities through proactive marketing of non-bank developers, following up and booking appointments for the Director to attend
monitor the success of programmes, and review feedback of candidates for continuous improvement and adjusts programmes accordingly where improvements need to be made
meet quarterly to monitor achievement against annual objectives
ensuring all matters which may adversely impact risk to the Bank are promptly notified to the Head of Property Development, the Head of Operations & Servicing, both Credit & Risk teams and PDD/PDMs
manage the formal delivery of professional technical competence via Chartered Banker Institute
manage the regulatory and compliance annual plan and ensure effective delivery via Access LMS
undertake Case Manager duties for a portfolio of customers, including
maintain a close working relationship with customers, professionals and Directors/Senior Managers in support of achievement of the Bank’s business objectives. Attend meetings and site visits as required to further enhance working relationships
manage, mentor & provide training to ensure they adequately administer their portfolio of customers

Requirements

interest and knowledge of property development and residential property market
previous experience in property lending
administration of property development funding
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proven experience as an L&D Manager
proven banking knowledge and emerging lending skills
understanding of legal issues relating to lending and property
understanding of money laundering and KYC
current knowledge of effective learning and development method
good levels of literacy and numeracy
understanding of anti-money laundering procedures and KYC
good written and verbal skills
deliver all aspects of Due Diligence for new & existing customer cases
display a passion for career development
manage a portfolio of Property Development customers
IT proficient especially Microsoft
good organisational skills
ability to communicate accurately, both verbally and in writing
A level / degree level education
committed to high service levels with a “can do” attitude
familiarity with current e learning platforms and practices
strong Analytical skills
excellent communication and the ability to build rapport with employees and vendors
able to use initiative in order to anticipate requirements
accuracy and eye for detail
proactive and can do attitude, desire to take ownership of matters and deliver solutions
good written and verbal communication skills
willingness to travel when required – this will be a key part of the role
good organisational and time management skills
committed to high service levels with a can do attitude
an experienced banker with first-hand experience of property lending from an origination and/or credit perspective. An understanding of development finance would be especially relevant

Salary in other companies in the position development manager

VENTULA CONSULTING	12300 £	9792 £ 12300 £
PROPERTY CONSTRUCTION	12000 £	9792 £ 12300 £
HIGHFIELD PROFESSIONAL SOLUTIONS	11666 £	9792 £ 12300 £
SANDERSON RECRUITMENT PLC	10833 £	9792 £ 12300 £
REED PROPERTY	10500 £	9792 £ 12300 £
MARKS CONSULTING PARTNERS	10000 £	9792 £ 12300 £
UNDERSTANDING RECRUITMENT	10000 £	9792 £ 12300 £
RED PERSONNEL	10000 £	9792 £ 12300 £
AATOM RECRUITMENT	10000 £	9792 £ 12300 £
PROACTIVE APPOINTMENTS	9792 £	9792 £ 12300 £

finance officer

4 the last 364 days, recently 2024-06-12

Responsibility

this is a hybrid role - 3 days on the office and 2 days working form home
preparation of the monthly SF Business Management Committee packs
assist Quality Assurance Manager with developing, maintaining and operating the Bridging QA Framework & Monitoring Plan
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periodic ‘Deep Dive reviews’ and the presentation of these reviews in the required BMC meeting
to create, develop and manage relationships with our customers, learning about the customer’s loan account , businesses, and properties
ongoing ownership of QA department procedural manuals to ensure they accurately reflect current policy and practices
additional requests for various management information to be prepared when required
provision of first-line QA reviews to confirm compliance with department processes and procedure
to manage a pipeline of cases in line with customer management procedures and policy
QA reviews to include file checks, end-to-end customer journeys, individual reviews and telephone call monitoring against monitoring framework
this is a hybrid role - 3 days in the office and 2 days working from home per week
identify good customer outcomes and make recommendations where this is not achieved
adhere to internal customer service policy and regulatory requirements – FCA, PRA, Money Laundering, Prevention of Financial Crime, Data Protection etc
provide guidance and support to Bridging team members to achieve good customer outcomes in relation to handling vulnerability
this includes the bi-weekly ‘Management Overlays’ cashflow reporting
undertake project and ad-hoc pieces of work at management request
follow up on remedial actions to ensure timely closure
to be the key point of contact for short-term loan customers, providing a professional service in line with company values, policy and regulatory requirements
the completion of the SF Team’s month end sign off for the Finance Department
oversight of Broker Panel and On-boarding process
the execution of the SF team’s monthly Commercial Exposure calculations and the reporting of this information to management
handling and overviewing customer complaints – including investigating and ensuring customers are treated in a fair and consistent manner
treating all customers in line with the conduct standards of the bank, with a view to encouraging repeat business and reputational referrals
the completion of the monthly ‘Lending Report – Divisions’ document detailing the month end position of the team’s Originations, Loan Book and WIP
communicating with customers as part of complaint investigation process
monitoring of the day behind reports to ensure the loan book is efficiently managed with maturity dates/interest in line with each loan agreement
management of the monthly interest collections including both manual payments and Direct Debit claims
this will include working through daily workflow tasks to proactively manage expiring loans, contacting customers at the correct times to ensure there are suitable arrangements in place and loans repay on time
recommendation for process and procedural improvements in line with industry best practice
day to day management of the WIP and cashflow for drawdown /repayment with liaison with the underwriters, treasury and deposits) to ensure the loan book/WIP is appropriately managed for liquidity purposes
maintaining MI reports on remedial actions, Conduct Dashboard measures and trend analysis to support QA reporting
preparation of Offer letters/Variation and Extension Letters with the status of these to be recorded/monitored
ad-hoc tasks at the delegation of line management
preparation of instruction letters for third party professionals
preparation of redemption statements
assist the Head of SF and Head of Operations with preparation of the annual Budget and Forecast data and the preparation of these presentations
monitoring of loan conditions, overdue interest and Call Accounts
other ad-hoc slide presentations on behalf of the team and team management

Requirements

knowledge of/ interest in the property market
essential experience
previous experience in Quality Assurance and/or Complaint Handling in a financial services environment
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office IT systems
previous customer service, arrears or administration exposure
legal aspects of the property market, specifically taking property as security
working within a regulated environment
familiarisation with bridging, development, commercial and short term lending
managing and prioritising own workload
working knowledge of loan operations with banks or lenders
telephone or face to face customer contact
desirable experience
has worked in a mortgage or loan collections environment

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SI RECRUITMENT	30000 £	5906 £ 30000 £
JENRICK COMMERCIAL	12500 £	5906 £ 30000 £
BIG RED RECRUITMENT GROUP	10000 £	5906 £ 30000 £
I3WORKS	9000 £	5906 £ 30000 £
Everyturn	8076 £	5906 £ 30000 £
ST. PAUL'S SCHOOL	7021 £	5906 £ 30000 £
BETTER FUTURES MULTI-ACADEMY TRUST	6440 £	5906 £ 30000 £
TONY ALAN RECRUITMENT	6250 £	5906 £ 30000 £
TRURO & PENWITH ACADEMY TRUST	6250 £	5906 £ 30000 £
FIRE AND RESCUE SUPPORT SERVICE	5906 £	5906 £ 30000 £

underwriter

5 the last 331 days, recently 2023-12-16

Responsibility

make lending decisions in line with Credit Risk Policy and individual mandate level
underwrite both residential and buy to let mortgage applications
liaise with a pre-approved panel of Introducers to provide quick, accurate and reliable updates
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adhere to internal underwriting policy and regulatory requirements – FCA, PRA, Money Laundering, Prevention of Financial Crime, Data Protection, etc
acknowledge new applications, incoming post and pre-submission referrals within set service standards
work with Internal Sales to progress cases from DIP to drawdown
see beyond the individual components of an application, and consider the broader customer outcome and need
ensure customer account records are kept up to date with underwriter decisions and correct packaging documents
preparing a detailed Credit Paper with all appropriate conditions and presenting the proposition to Credit Committee
manage new applications, incoming post and pre-submission referrals within set service standards
complete telephone security checks with Customers
instructing valuers and solicitors
proactively manage an assigned pipeline of applications from receipt to completion
following approval, liaise with solicitors regarding the release of funds and registration of charges with Land Registry
liaise with a pre-approved panel of Introducers to provide quick, accurate and reliable underwriting decisions
adhere to internal underwriting policy and regulatory requirements – FCA, PRA, Money Laundering, Prevention of Financial Crime, Data Protection etc
work in partnership with mandated underwriters to gather outstanding documents and referencing requirements for both residential and buy to let mortgage applications
undertake project and ad-hoc pieces of work at management request
following sanction from the relevant mandate holders, preparing/reviewing the offer letter and accompanying documents and being proactive in ensuring that all loan conditions have been met and the case moves efficiently to drawdown
ensuring that information concerning each loan is accurately and comprehensively entered in to the Bank’s electronic systems, both prior to and upon drawdown
following sanction from the Credit Committee, preparing the offer letter and accompanying documents and being proactive in ensuring that all loan conditions have been met and the case moves efficiently to drawdown
to assist mortgage underwriters with the packaging and processing of new applications for a variety of first and second charge lending products
the hand over to the Servicing teams Loan Administrators, a complete file with all post completion activities completed in accordance with the Bank’s Policy and Process
the hand over to the Servicing teams Loan Administrators, a complete file that has been scanned into Virtual Cabinet in accordance with the Bank’s Policy and Process

Requirements

essential Experience
previous Bridging, Underwriting or Lending experience within the property environment
ideally previously or currently holds a lending mandate
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previous new business, customer service or administration exposure
previous bridging, underwriting or lending experience within the property environment
5-10 years previous underwriting, credit or lending exposure
working within a regulated environment
professional communications skills, able to communicate with businesses and colleagues by telephone, email and face to face
worked within a regulated environment
managing and prioritising own workload
strong understanding of the regulatory environment
liaising with Introducers and/or external customers
highly motivated individual, committed to providing outstanding service to customers and clients
currently holds a non-entry level lending mandate
desirable Experience
has worked in a mortgage or loans environment
previously and or holds a lending mandate
ceMAP qualified
ideally 2+ years Bridging/Internal sales/Business development /Underwriting Experience

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CANDIDATE SOURCE	8000 £	5900 £ 9583 £
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AIMEE WILLOW CONNEX	7083 £	5900 £ 9583 £
INSIGHT RECRUITMENT SOLUTIONS	7007 £	5900 £ 9583 £
PEARSON WHIFFIN RECRUITMENT	6666 £	5900 £ 9583 £
OPUS RECRUITMENT SOLUTIONS	6500 £	5900 £ 9583 £
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compliance officer

4 the last 52 days, recently 2023-03-29

Responsibility

execution of Financial Crime Assurance review fieldwork, as directed by the Financial Crime Manager
drafting of review scopes, testing, review of documentation, documentation of results, and preparing draft assurance reports
completion of monthly Compliance Management Information reporting
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where required, assisting with the completion of reviews on Business Units’ compliance with Financial Crime Policy and Customer Due Diligence Procedures
where required, supporting financial crime investigations, including fraud investigations
proposing action plans to address root causes and identifying opportunities through assurance work to support the improvement of processes
be responsible for prompt escalation of issues identified to the Head of Compliance
supporting the Financial Crime Manager in the drafting and revising of financial crime documentation, including procedures
provide timely feedback to the Financial Crime Manager with progress on identified issues and observations raised during the assignment
review and administer the Bank’s Conduct Risk Framework ensuring compliance with regulatory requirements and industry best practice
provide first line with regulatory guidance/advice where required, recording, analysing and reporting to Head of Compliance monthly
reviewing, investigating, escalating and dispositioning of system generated alerts related to potential politically exposed persons matches, sanctions matches and adverse media matches
where required, assisting with Financial Crime projects
provide timely feedback to the Financial Crime Manager on identified issues and observations raised during the review
review of CDD/KYC escalations from Business Units including potential adverse media matches, potential politically exposed persons matches, potential sanctions matches, etc
providing oversight and assurance of the front line though sampling, thematic reviews, and data gathering and analysis to make sure that financial crime policies and procedures are applied correctly
to independently assess complaints to ensure that the outcome is fair, consistent and justified
making sure regulatory requirements are being met and applied across a number of financial crime areas, including Anti-Money Laundering , Sanctions, Anti-Bribery and Corruption and Anti-Tax Evasion
ensure that all activities and duties are carried out in full compliance with regulatory requirements and internal policies and procedures
maintain and execute the Compliance Monitoring Plan, by conducting thematic and area specific reviews against KPI’s; provide output in the form of written reports, suggesting severity of issue/s found, remedial actions, timescales and monitoring for closure of actions
completion of monthly Management Information reporting relating to Financial Crime Assurance
assessment and approval of financial promotions in line with Bank Policy
supporting the financial crime team’s Financial Crime Monitoring activities, including the completion of on-going monitoring of customer activity to identify possible unusual or suspicious activity
display professional scepticism, raising and discussing contentious observations with management and provide evidence to support all issues identified to obtain management agreement of the issues raised
design and delivery of Compliance training in accordance to the Bank’s training plan
review Bank-wide policies and procedures against regulatory requirements and best practice, completing a gap analysis accordingly, making recommendations for change and monitoring for closure
undertake ad hoc compliance work as required
review business documentation, customer facing letters and documentation to ensure compliance with regulatory requirements and they are clear, fair and not misleading
working with other members of the Compliance team, especially in situations where a customer file may require review and analysis from a Financial Crime perspective
in partnership with other areas of Compliance, investigate issues as directed by MLRO, Head of Financial Crime or Financial Crime Manager
be responsible for monitoring that all complaints are administered in line with Bank policy, providing associated MI on trends and issues monthly to the Head of Compliance
skills and experience sought
completion of other Financial Crime related tasks as delegated by the Financial Crime Manager / Head of Financial Crime / Compliance Director
to support the Financial Crime team in all areas of financial crime, including but not limited to referrals, investigations and monitoring
highly organised and methodical with an ability to see projects through to completion

Requirements

good time management
previous experience in a financial services compliance role, ideally in a banking environment, would be an advantage
previous experience in a financial services company would be an advantage
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organised and methodical
experience in and knowledge of navigating and interpreting the FCA handbook
analytical and good attention to detail
degree or equivalent professional qualification
good communication and interpersonal skills
ability to liaise effectively with operational departments
previous financial crime assurance experience in a financial services company
candidate suitable for an entry-level role in Financial Crime however entry-level candidates must have a strong interest in Financial Crime and be committed to developing Financial Crime knowledge quickly

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KENNEDY PEARCE CONSULTING	10000 £	7000 £ 25000 £
CLEARWATER PEOPLE SOLUTIONS	9000 £	7000 £ 25000 £
EHSAAN CARE SERVICE	9000 £	7000 £ 25000 £
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SANCTUARY HEALTH	8000 £	7000 £ 25000 £
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UNITED TRUST BANK

Salary at UNITED TRUST BANK

Earnings on positions in UNITED TRUST BANK

UNITED TRUST BANK is looking for employees for positions:

finance manager

Responsibility

Requirements

Salary in other companies in the position finance manager

development manager

Responsibility

Requirements

Salary in other companies in the position development manager

finance officer

Responsibility

Requirements

Salary in other companies in the position finance officer

underwriter

Responsibility

Requirements

Salary in other companies in the position underwriter

compliance officer

Responsibility

Requirements

Salary in other companies in the position compliance officer