underwriter
4 the last 206 days, recently 2023-06-13
Responsibility
- build and maintain effective relationships across the business, specifically across Consumer Finance, Credit Risk Analytics, Customer Operations and Collections
- evaluate credit applications to approve or decline credit applications to £25K
- accurately work customer screening alerts, identifying target matches and clearing false positives and fully investigate fraudulent activity by analyzing all available information including bureau data, contact details, bank account information and identity documents, to reach a decision on whether to lend
Show more +3 - accurately work customer screening alerts, identifying target matches and clearing false positives and fully investigate fraudulent activity by analysing all available information including bureau data, contact details, bank account information and identity documents, to reach a decision on whether to lend
- follow existing fraud and credit policy/processes, whilst actively seeking out current vulnerabilities, or new ways of identifying fraud in our systems and ways to mitigate these
- responsible for end-to-end investigation of fraud claims with a final outcome which includes speaking with internal and external stakeholders via phone and email
Requirements
- ability to think outside the box
- able to think outside the box
- possess a high level of numeracy
Show more +12 - in possession of a high level of numeracy
- personal loan underwriting experience
- have some personal loan underwriting experience
- ability to read and understand credit bureau data
- have the ability to read and understand credit bureau data
- experience in analyzing bank statements and other financial information
- can analyse bank statements and other financial information
- passionate about customer service
- confident decision-maker
- committed to growth and development
- underwriting: 1 year
- self-starter and willing to learn
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